Steven Ralston, CFA

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Mr. Ralston has over twenty-five years experience
in the securities and investment industry, including
Director of Research at First National Bank of Maryland, Portfolio Manager of a
$600 million equity fund at General Accident Insurance Company and Co-
manager of the $2.3 billion Large Cap Growth Fund at BlackRock.

Mr. Ralston is a graduate of the Sloan School of Management at the
Massachusetts Institute of Technology and he has held the
Chartered Financial Analyst designation since 1984.